Senior Product Analyst - Digital Underwriting

London , United Kingdom


Bell & Clements is a leading expert in understanding and connecting US coverholders and brokers to flexible and innovative insurance solutions. We are also a registered Lloyd’s Broker. As a wholly owned subsidiary of Munich Re, we have access to the expertise, products and risk appetite of one of the largest and most successful insurance groups in the world.

We are specialists in offering expertise in underwriting, broking and capacity management for US Excess and Surplus (E&S) lines insurance solutions. The unique combination of broking and underwriting divisions provides the ability to quote and bind risks through inhouse binding authorities, while providing customers with access to Lloyd’s, London Market companies, and Munich Re owned capacity in Germany and the US.


Why join us?

We are a responsible employer, with a reputation for innovation and adding value in the insurance distribution chain. As a wholly owned subsidiary of Munich Re, we have access to the expertise, products, risk appetite and career development opportunities of one of the largest and most successful insurance groups in the world. As our business continues to grow, we are committed to expanding our team and provide development opportunities to ensure we are always supporting our people in their career journey. Our talent pool makes us who we are, and our inclusive culture means we are looking to continue to build our team with broad expertise, diverse backgrounds, and ambitious employees. Being part of Bell & Clements provides access to multiple health and wellbeing benefits, work-life balance initiatives (including hybrid working), financial wellbeing packages as well as training, development and career opportunities.



The Role

Senior Product Analyst – Digital Underwriting



You will be at the centre of experienced underwriters and insurance product experts and will harness their knowledge of traditional insurance products to distil and define the risk appetite, underwriting criteria, coverage offering, and appropriate risk limitations and exclusions for a digital version of the product/appetite that can be automated through a straight-through “no-touch” automated platform.  You will coordinate with underwriters and business analysts to develop digital product elements into operable requirements and reference artifacts for technical teams. You will assist UWs with analysing results and recommend and implement approved adjustments to eligibility, market pricing, and capacity and accumulation control elements through the technical platform.




Key Skills and Experience



Equal Opportunities

Bell and Clements is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, transgender status, religion or belief, marital status, or parental status.